Indirect Lending Professional

This role involves evaluating loan applications submitted by indirect dealers and vendor partners to ensure they meet the lending standards of Navigator Credit Union's Consumer loan team.

1. Evaluate loan applications to ensure they meet lending standards, approving loans within predetermined authority and making recommendations for outside authority cases.
2. Underwrite consumer loan applications to meet individual and team goals while maintaining high integrity in decision-making processes.
3. Develop dealer relationships through face-to-face and phone marketing, reporting suggestions and feedback to optimize the process and experience for members and dealers.
4. Process loan applications quickly and thoroughly, providing clear communication methods such as phone calls, emails, and web messages with dealerships, ensuring a high capture ratio.
5. Share lending knowledge with other team members to develop proficiency, underwriting loan applications promptly and communicating decisions efficiently to provide dealers with prompt and friendly service.
6. Clear and document red flags, performing due diligence on account information, credit worthiness, income/employment verification, collateral value, and borrower ability/willingness to repay.
7. Work with processors, dealers, and members to resolve stipulations and conditions prior to final review and approval, staying up-to-date on industry trends and competitor program information.
8. Maintain highest levels of integrity, leadership, accountability, and teamwork, complying with applicable laws and regulations, including Bank Secrecy Act, Patriot Act, and Office of Foreign Assets Control.